Guides for HDB sellers, landlords and buyers
The rules HDB, IRAS, CPF and MAS set, in plain English, with the figures from HDB's own records. Every guide lists its official sources.
Sellers
How to sell your HDB flat: the steps, the timeline and what you receive
How to sell an HDB flat: Intent to Sell, the OTP, HDB's valuation, the resale application and completion, with the fees, SSD, levies and your cash proceeds.
Landlords
Renting out your HDB flat: the rules, and what flats rent for
Who may rent out an HDB flat, the MOP, tenant rules, quotas and fees, the tenant cap from 2029, and what flats rent for by type and town from HDB's approvals.
Sellers and buyers
HDB valuation and cash over valuation (COV), explained
How HDB's valuation works in a resale: who requests it, the S$120 fee, timing, the valuer's visit, why it sets the loan and CPF, and why COV is paid in cash.
Buyers
Buying an HDB resale flat: loans, stamp duty, grants and the steps
Buying an HDB resale flat: the HFE letter, HDB and bank loan limits, CPF and cash, stamp duty, grants, the timeline to keys and the MOP you take on after.
Owners and buyers
HDB Minimum Occupation Period (MOP), explained
The HDB Minimum Occupation Period: five or ten years, when it starts, what it stops you doing, Plus and Prime rules, SERS, transfers, and SSD after the MOP.
One flat, worked through every guide
Every guide works through one flat from the public record, Blk 328 Tampines St 32, an Executive flat on level 10, using Flatworth's own output rather than a made-up case. This is its free check on 19 September 2026: a Flatworth Estimate of S$952,000 inside a Flatworth Range of S$894,000 to S$1,010,000, and S$4,100 a month rented out.
Captured from flatworth.com on 19 September 2026 for Blk 328 Tampines St 32, an Executive flat on level 10 (147 sqm, 67 years 4 months of lease left), on sales to September 2026 and rentals to August 2026. An illustration on public records, not anyone's own flat; the live figures move as new sales register. Indications from Flatworth's own analytics on public records, not an HDB or bank valuation; Flatworth is not an HDB-appointed valuer.
Prices, rents and MOP from HDB's records
Prices and rents by townHDB rents and yieldsBlocks reaching MOP in 2026Blocks reaching MOP in 2027Estimate any flat, free
About the data
Source: HDB resale flat prices, data.gov.sg. Data as of September 2026. Source: HDB rental approvals, data.gov.sg. Data as of September 2026.
Contains information from HDB resale flat prices accessed on 16 September 2026 from data.gov.sg which is made available under the terms of the Singapore Open Data Licence version 1.0. Contains information from HDB rental approvals accessed on 16 September 2026 from data.gov.sg which is made available under the terms of the Singapore Open Data Licence version 1.0.
Flatworth is independent of HDB, URA and SLA, which do not endorse it. HDB publishes resale prices as indicative, and every figure here is an estimate, not a valuation. How the figures are made. Spotted an error? Tell us and we correct it within 48 hours.